In her latest video, Lynette Zang delivers a clear and urgent message. The final piece holding our fragile financial system together, consumer confidence, is starting to fall apart. While mainstream reports suggest inflation is easing and spending is stable, a deeper look reveals a much more alarming truth. Purchasing power is eroding, delinquencies are rising, and Americans are relying more heavily on credit just to survive.
This is not the time to hesitate. Now is the time to prepare.
Inflation Is Still Rising, No Matter the Narrative
The Federal Reserve’s preferred price gauge may show only a mild increase, but as Lynette points out, prices continue to climb. Inflation is not under control. It is simply increasing at a slightly slower pace. This does nothing to ease the financial burden for consumers who are still paying more for food, energy, and other necessities.
Even the Fed’s own Underlying Inflation Gauge is clearly trending upward.
“They want you to think inflation is getting under control. But look at their own data. It’s still going up,” Lynette explains.
Savings Are Down and Spending Is Still Necessary
As the cost of living continues to rise, people are dipping into savings or taking on more debt just to keep up. The data is troubling:
- Wages and salaries rose 3 percent in June, which is half the pace of the prior month
- Disposable income growth slowed to just 0.1 percent
- Meanwhile, inflation outpaced income gains, meaning real purchasing power continues to fall
The result is simple. Consumers are forced to spend more while earning less in real terms. That imbalance cannot last forever.
Credit Card Delinquencies Hit a Decade High
The most revealing signal of financial strain is the sharp increase in credit card delinquencies. They are now at their highest levels since 2012. Across every category, including 30, 60, and 90 days past due, delinquencies are climbing fast.
Consumers have limits. They cannot endlessly take on debt the way central banks can print money. And those limits are now being tested.
“If you're counting on consumers to keep the markets up, this is a big problem,” Lynette warns.
Consumer Sentiment Is Collapsing
Treasury Secretary Janet Yellen recently questioned why Americans are not more optimistic. Lynette’s answer is direct. The public is not fooled by carefully worded reports or slight changes in inflation data. They feel the pressure in their everyday lives.
Consumer sentiment has plunged:
- The University of Michigan’s consumer sentiment index recently dropped to 66.4
- Not long ago, that number was as high as 101.4
This loss of confidence affects everything from discretionary spending to investment behavior. The entire economy is built on perception. When the public no longer believes the system is working, the system starts to fail.
Lynette puts it plainly: “The consumer is losing confidence. That’s the last layer left.”
The Time to Prepare Is Now
When consumer confidence disappears, there is no more cushion. That is why Lynette emphasizes the importance of being fully prepared with a foundation of sound money strategies.
Here is what she recommends securing immediately:
- Physical gold and silver
- Food and clean water
- Energy sources
- Security and community
- Barterable goods
- Wealth preservation tools
- Shelter and sustainability
These are not luxuries. They are the basics required to maintain a reasonable standard of living in the face of economic breakdown.
Take Action While You Still Can
Consumer confidence is not a trivial metric. It is the emotional pillar holding the financial system upright. Once that falls, consequences follow quickly. Lynette Zang urges everyone to act now.
You can schedule a one-on-one appointment to build your personalized strategy and learn how to protect your wealth with physical gold and silver. These are the tools of financial freedom and long-term survival.
Together, we can take control of our financial futures. But we must start today.
