More Proof Your Money Has No Value
In a recent live Q&A, Lynette Zang pulled back the curtain on one of the most overlooked truths in our monetary system. Your dollars, the ones you work for, save, and rely on, are rapidly losing value.
At the center of this conversation is seniorage, a concept most people never hear about but one that impacts every financial decision you make. Lynette explained exactly how this system works, who benefits, and what you can do to protect yourself before the next phase of this monetary crisis unfolds.
What Is Seniorage and Why Does It Matter?
Seniorage is the profit a government makes when it creates money. It only costs a few cents to print a $100 bill, yet it is spent as if it holds full face value. That leftover amount is profit.
With digital currency, the cost of creation is even lower. Once the system is built, the cost to create new money is practically zero. This is why inflation is not an accident. It is built into the system.
Here is what happens:
- Governments print more money
- Prices rise
- Your purchasing power falls
This is an invisible tax. While the Federal Reserve profits from money creation, the public quietly loses.
The Fed's Massive Losses: A Sign of Collapse
The New York Federal Reserve recently announced it could operate at a net loss through most of 2025. In 2023, the Fed posted a $117.2 billion loss. In 2024, the loss was $74.7 billion.
These losses are not due to bad accounting. They are caused by the Fed paying more in interest than it earns on its assets. The root of the problem is clear:
- The Fed printed excessive amounts of money
- Inflation surged
- Interest rates were raised to slow inflation
- The cost of maintaining this system exploded
This is not a temporary issue. It is a structural flaw in the fiat money system.
The Dollar's Lifespan Is Nearing Its End
History tells us what happens when money becomes too expensive to produce relative to its face value.
- Gold was removed from coins when its value surpassed the coin's face value
- Silver was removed in 1965
- Copper was pulled from pennies after 1982
Each time the metal became more valuable, it was taken out of circulation. What remains is currency that looks the same but holds much less value.
Even today, many people are unaware that pennies minted before 1982 contain 95 percent copper and are worth more for their metal content than their face value.
The trend is clear. Fiat currency is being hollowed out. The purchasing power of the dollar is declining.
Understanding the True Cost of Printing Money
The Federal Reserve’s own data shows:
- A $1 bill costs 3.2 cents to print
- A $100 bill costs 9.44 cents to print
That means the profit from creating a $100 bill is over 99 dollars.
In 2025, the Fed is projected to print nearly 113 trillion dollars in bills at a total cost of just $286 billion. So why is the system still in crisis?
Because these dollars are created out of thin air, turned into debt, and then used to generate interest payments. But since 2008, it has taken more and more money to achieve less and less. The system is breaking.
Gold and Silver: The Real Money
Unlike fiat money or digital currency, physical gold and silver are tangible assets. They require labor, energy, and resources to mine and refine. That value is stored in every ounce.
Gold and silver are:
- Used in every sector of the global economy
- Recoverable and reusable
- Free of counterparty risk
- Resistant to manipulation and control
Digital currencies may look like money, but they are not sound money. They burn energy once during creation and are often used in just one sector. That is not real value. That is a marketing illusion.
M2 Money Supply: A Disturbing Pattern Shift
Lynette highlighted a key chart showing the M2 money supply. In 2022, a noticeable dip occurred. This was the result of rapid interest rate hikes and the bursting of the debt bubble.
Before this shift, the pattern showed a steady increase in money supply. After 2022, the system could no longer hide the damage.
The broader M3 money supply figure, which includes even more money, was removed from public view in 2006. Why? Possibly to hide how large the problem had become.
More money and less value equals inflation by design.
Central Banks Know the Truth
Central banks around the world are buying gold in record amounts. For the past three years, they have purchased over 1,000 tons of gold annually. They are not doing this by accident.
These institutions built the fiat system. They know it is failing. Their actions speak louder than words.
If they are preparing for the collapse of fiat currency with tangible assets, shouldn’t you?
Cryptocurrencies Are Not Sound Money
Some argue that cryptocurrencies hold value because of the energy used in mining. But Lynette pointed out that the upfront costs to create a coin are minimal.
Once set up, the cost of creating new coins is negligible. The energy is used once and cannot be recovered. That is the opposite of gold, which stores energy and can be used across the global economy.
Cryptocurrencies are marketed as digital gold. In truth, they are a Trojan horse for surveillance-based money.
Real Wealth Requires Real Value
At Zang Enterprises, we do not deal in illusions. We help our clients build strategies grounded in sound money, using physical gold and silver as a foundation for wealth preservation and financial freedom.
Gold and silver are not relics of the past. They are the only financial assets that have never gone to zero. Every fiat currency in history has eventually failed. Over 4,800 and counting.
The choice is clear.
Take Control of Your Financial Future
Do you believe this time is different? Do you think the same system that created the problem will fix it? We do not.
We believe in truth, in value, and in real money. The financial system may be collapsing, but you do not have to collapse with it.
Let Zang Enterprises help you build a secure future with a personalized sound money strategy using physical gold and silver.
Schedule your consultation now. Take your power back.
